Mortgage Advice Solihull: What You Need and How Fetchh Can Help

If you’re looking to buy a property or remortgage in Solihull, getting your documents in order is a crucial first step. Having everything ready can make the process smoother and help you secure the best deal possible. And when it comes to getting personal, expert mortgage advice Solihull, Fetchh is here to help – offering tailored mortgage and remortgage advice with a friendly, one-to-one service.

Here’s a quick guide to what you’ll need – and why working with Fetchh could make all the difference.

Key Documents You’ll Need for a Mortgage or Remortgage

When applying for a mortgage or remortgage, lenders want to build a complete picture of your financial situation. Typically, you’ll need to provide:

1. Proof of Identity

You'll need an official form of ID, such as:

• Passport

• Driving licence

This ensures the lender can verify your identity and carry out necessary checks.

2. Proof of Address

Usually, lenders ask for documents like:

• Recent utility bills (gas, electric, water)

• Council tax bill

• Bank statements (dated within the last three months)

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3. Proof of Income

If you're employed, be prepared to provide:

• Your last three months’ payslips

• Latest P60 (end of year tax summary)

If you're self-employed, lenders will ask for:

• Two to three years’ worth of accounts

• SA302 forms or a tax year overview from HMRC

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4. Bank Statements

You'll typically need to supply three to six months of bank statements. Lenders will review these to understand your spending habits, verify your income, and assess any existing commitments like loans or credit cards.

5. Credit Commitments

Be ready to disclose details of:

• Personal loans

• Car finance

• Credit cards

• Store cards

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6. Deposit Proof

For new purchases, lenders will ask where your deposit is coming from. This could be:

• Savings

• Gift from a family member (often requiring a signed "gifted deposit" letter)

• Sale of an existing property

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Why Work with Fetchh for Your Mortgage Advice in Solihull?

Finding the right mortgage can be stressful – especially when you’re trying to balance work, family life, and house-hunting. That’s where Fetchh comes in.

Fetchh is a local, independent mortgage broker Solihull, offering a personal, one-to-one service. Whether you're buying your first home, moving house, investing in a buy-to-let property, or looking to remortgage for a better deal, Fetchh takes the time to understand your unique needs.

When you work with Fetchh, you won’t be passed around a call centre or feel like just another number. Instead, you’ll get:

• Personalised Solihull mortgage advice tailored to your situation

• Access to a wide range of lenders and mortgage products

• Support with gathering and organising all the necessary documents

• Guidance every step of the way – from your initial enquiry to completion

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If you're in Solihull and want a straightforward, friendly Solihull mortgage broker experience, Fetchh is here to help make the process easy and stress-free.

Ready to Get Started?

If you’re preparing to buy or remortgage in Solihull, don’t leave it to chance. Having the right documents ready and the right adviser by your side can make all the difference.

Contact Fetchh today to arrange a personal consultation and find out how we can help you move forward with confidence.