Birmingham Property Market Update – May 2025By Aj, Independent Mortgage Broker Birmingham

As a local mortgage broker based in Birmingham, I can help you compare deals across the whole market, ensuring you’re not paying more than you need to.

Rental Market Going Strong

If you're a landlord or looking into buy-to-let, Birmingham continues to be a strong performer. The average monthly rent now sits at around £1,050, an increase of nearly 7% in just one year.

The rental market here is being driven by high demand, particularly among students, young professionals and those relocating for work. This provides excellent conditions for investors seeking strong yields an mortgage broker in Birmingham, I work with first-time buyers, landlords, home movers and remortgagors across the city every day. I’ve seen first-hand how the property market in Birmingham has evolved over recent months—and whether you're buying your first home or expanding your property portfolio, getting the right guidance makes all the difference.

Property Prices Holding Firm

Despite broader economic uncertainty, Birmingham’s property market has stayed relatively resilient. As of early 2025, the average property price in the city is around £232,000, showing steady year-on-year growth of roughly 4.5%.

For first-time buyers, the average purchase price is just over £210,000, while buyers using a mortgage are typically paying closer to £237,000. With house prices creeping up, housing affordability is a growing challenge—but with the right mortgage advice, there are still many accessible options.d reliable occupancy.

I support landlords by offering mortgage advice in Birmingham that’s tailored to buy-to-let lending, including options for portfolio landlords and limited company structures.

Positive Outlook for Buyers and Investors

With ongoing regeneration projects like HS2 and the Smithfield development, Birmingham continues to attract investment and new residents. Forecasts from Joseph Mews suggest property values could rise by almost 20% between 2024 and 2028.

Meanwhile, rental yields of 5–6% remain achievable in many parts of the city—well above the UK average. As a local mortgage broker in Birmingham, I can help you understand how these trends affect your borrowing options and long-term plans.

Why Work with a Local Mortgage Broker in Birmingham?

In a competitive and fast-moving market like Birmingham, personalised mortgage advice matters. As an independent mortgage broker, I’m not tied to any lender—so my recommendations are based entirely on what’s best for you.

Here’s what I offer:

• Access to the whole mortgage market

• Specialist solutions for self-employed, contractors, and investors

• Clear, jargon-free advice so you can make confident decisions

• Flexible appointments to suit your schedule

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Whether you're buying your first property, remortgaging, or investing, I’ll guide you through the process from start to finish.

Let’s Talk

If you’re exploring your options or just want a better understanding of what you can afford, I offer free, no-obligation consultations. I’m based locally and always happy to chat.

Aj – Independent Mortgage Broker Birmingham, Ape Finance